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Documents Required

15 May

Documents Required

A) Personal Documents / Info
1. NRIC of applicant(s) (Front & Reverse side)

B) Financial Documents / Info
For employed
1. 3 months’ pay slips
2. 6 months’ bank statements (where salary is being pay credited into account)
3. Latest 2 years’ KWSP / EPF Statements
4. Latest 2 years’ EA form
5. Latest 2 years’ Form BE and Tax payment receipt to LHDN
6. Letter of Employment (for newly employed)

For self-employed
1. Latest 2 years’ Form BE and Tax payment receipt to LHDN
2. Latest 2 years’ Audited Accounts / Trading Accounts
3. Form 24 & 49
4. Business Registration Form (Form B & D)
5. Latest 6 months’ Bank Statements (personal account)
6. Latest 6 months’ Bank Statements (company account)

Property Documents / Info
1. A copy of the Sales & Purchase Agreement or Booking Receipt
2. A copy of Land Title (for completed property)
3. Latest 6 months Loan Account Statement (for refinancing case)

Malaysia Banking Institutions’ Base Lending Rate (BLR)

15 May

Source: http://www.bankinginfo.com.my

No. Banking Institution With Effect From BLR (% p.a.)
1 Affin Bank Berhad 13/07/2010 6.30
2 Alliance Bank Malaysia Berhad 13/07/2010 6.30
3 Alliance Islamic Bank Berhad 13/07/2010 6.30
4 AmBank (M) Berhad 13/07/2010 6.30
5 Bangkok Bank Berhad 14/07/2010 6.30
6 Bank of America Malaysia Berhad 13/07/2010 6.30
7 Bank of China (Malaysia) Berhad 14/07/2010 6.30
8 Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad 14/07/2010 6.00
9 CIMB Bank Berhad 13/07/2010 6.30
10 Citibank Berhad 13/07/2010 6.30
11 Deutsche Bank (Malaysia) Berhad 15/07/2010 6.30
12 EON Bank Berhad 14/07/2010 6.30
13 Hong Leong Bank Berhad 14/07/2010 6.30
14 HSBC Bank Malaysia Berhad 13/07/2010 6.30
15 J.P. Morgan Chase Bank Berhad 15/07/2010 6.20
16 Malayan Banking Berhad 13/07/2010 6.30
17 OCBC Bank (Malaysia) Berhad 13/07/2010 6.30
18 Public Bank Berhad 13/07/2010 6.30
19 RHB Bank Berhad 13/07/2010 6.30
20 Standard Chartered Bank Malaysia Berhad 13/07/2010 6.30
21 The Bank of Nova Scotia Berhad 14/07/2010 6.30
22 The Royal Bank of Scotland Berhad 15/07/2010 6.00
23 United Overseas Bank (Malaysia) Berhad 13/07/2010 6.30

Last updated: 15/07/2010

Acquistion Cost

15 May

Acquisition Cost

Sale & Purchase Agreement Fees

Purchase Price Tiered Rate
150,000 1.0%
Next 850,000 0.7%
Next 2,000,000 0.6%
Next 2,000,000 0.5%
Next 2,500,000 0.4%
Exceed 7,500,000 0.3% (Negotiable)

Legal Fees

Loan Amount Tiered Rate
150,000 1.0%
Next 850,000 0.7%
Next 2,000,000 0.6%
Next 2,000,000 0.5%
Next 2,500,000 0.4%
Exceed 7,500,000 0.3% (Negotiable)

Valuation Fees

Property Value Tiered Rate
100,000 0.250%
Next 1,900,000 0.200%
Next 5,000,000 0.167%
Next 8,000,000 0.125%
Next 35,000,000 0.100%
Next 150,000,000 0.067%
Next 300,000,000 0.050%
Exceed 500,000,000 0.004%

Memoradum Of Transfer (Stamp Duty)

Purchase Price Tiered Rate
100,000 1.0%
Next 400,000 2.0%
Exceed 500,000 3.0%

** Payable upon transfer of title from vendor / developer to purchaser